Mortgage Options
Getting the right mortgage
Choosing the right mortgage is probably the biggest decision you’ll have to make when buying your new home.
We can help make the whole process much simpler. With literally hundreds of mortgage deals available, its easy to get confused about which one is right for you, even if you’ve been through it before. Is a fixed rate the right route? What about cashback or discounted mortgages? And which lender offers the best rates?
We can offer you expert guidence and help take the worry out of finding the right mortgage. Not only will it help you decide on the right mortgage type, we also help you find the best deal. And with access to to mortgage products from a wide range of the UK’s leading lenders, you can be confident the mortgage we recommend is ideal for you.
First Time Buyers - Buying With Confidence
In todays market, it can seem daunting when trying to save for your first home. Can you afford the deposit, which mortgage is right for you, what if your circumstances change? There are many questions which need to be answered before committing to potentially the largest purchase you will make. At Mortgage Options UK Ltd, we understand these challenges and can help ensure you find the choice that is right for you with our expert advice and clear, easy to understand mortgage solutions. To help you take your first step onto the property ladder, we can offer:
- 100% mortgages
- Mortgage terms of up to 40 years
- Lending on affordability
- No higher lending charge (some lenders)
- Enhanced income multiples available
- Key Workers
To learn more and to take the uncertainty out of your first time buy, why not Contact Us to find out how we can help you
Re-Mortgages - Helping You To Release Capital What Ever Your Needs
In many instances, our clients re-mortgage with Mortgage Options UK Ltd to secure a more suitable scheme. In addition, re-mortgaging can also be an effective method of freeing that much needed capital. Whether you would like to secure a more suitable scheme or release capital to buy that dream holiday, perform home improvements or debt consolidation, Mortgage Options UK Ltd can help by offering the following flexible options:
- Fees free deals available
- Enhanced income multiples available
- Some exclusive deals
- Debt consolidation
- Mortgages of up to 125% of property value
Buy To Let Mortgages - Packages To Suit Your Needs
Whether you are buying your first buy to let property or you are an experienced portfolio investor, our team of trained independent mortgage advisors can help you make the correct financial decisions. Mortgage Options UK Ltd understand the buy to let market and this expertise can ensure we match your investment objectives to the most appropriate mortgage recommendations. We can offer mortgages based on:
- Deposits available from as low as 15% of the purchase price
- Lending based on rental income
Buy to Let mortgages are regulated by the Financial Services Authority.
For help in selecting the option that is right for you, why not Contact Us to find out how we can help you.
Let To Buy Mortgages - The Right Choice for Your Needs
Would you like to buy a new home, but looking for ways to keep your current home?
Our team of trained independent mortgage advisors can help you by advising on the available ’Let to Buy’ mortgage options. This type of mortgage enables you to let your current residential property and to move home using the equity from your existing property to buy the new one.
Mortgage Options UK Ltd understand the let to buy market and this expertise can ensure we match your investment objectives to the most appropriate mortgage recommendations.
Commercial Mortgages - Helping You to Make Your Business a Success
Commercial mortgages are often required by limited companies, small businesses, partnerships and self employed sole traders, who lack the capital needed to expand or purchase property and equipment. Long term commercial finance in the form of a mortgage, offers many small and medium sized enterprises the ability to invest in their business with new technology, new or refurbished premises or increased stock levels. Whether you are looking to buy a Hotel, Newsagent or any type of commercial business premises, we can look at the best ways of raising finance for you.
Using our business finance specialist, we are able to assist with all degrees of commercial borrowing and are able to present your case to a large number of institutions resulting in very competitive interest rates.